Merchant Services

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Small business owner calculating credit card surcharges
Merchant Services

Understanding Credit Card Surcharges: A Guide for Business Owners

Dive into the world of credit card surcharging with our comprehensive guide designed for business owners. Uncover the secrets to legally adding surcharges, navigating Visa’s regulations, and balancing customer satisfaction with financial efficiency. Whether you’re new to merchant fees or considering surcharging as a strategy, this guide offers valuable insights to help you make informed decisions and enhance your business’s financial health.

food truck with customers
Merchant Services

Food Truck Point of Sale Essentials

The successful operation of a food truck depends on many factors, but one of the most important is speed of service. 81 percent of all transactions are cashless, so having an efficient means of accepting credit cards is one of the best ways to keep your line moving.

hand with hand-drawn credit card floating above
Merchant Services

What Are Virtual Credit Cards?

Recently, the use of virtual credit cards (VCCs) has become a popular means of paying for goods and services online. VCCs are temporary credit card numbers that allow a consumer to complete a transaction online without providing their real account number. This can add an extra layer of security to purchases involving credit cards. 

two women in an interview asking questions
Education

5 Questions to Ask Your Merchant Services Provider

Before you decide to go with one merchant services provider or another, it is important to have an honest and thorough discussion. The right fit is crucial in helping your business save time, money, and stress in the long run. Asking the right questions is a great place to start, and a good merchant services provider should have no reservations addressing any of these concerns.

typing on laptop with bank hologram
Merchant Services

How Does ACH Payment Processing Work?

ACH payments are a popular means of transferring funds, especially for small businesses. But what, exactly, is an ACH payment, and how is it processed?

three credit cards fanned out on table
Merchant Services

What Colorado’s New Surcharge Law Means for You

In the past, Colorado was one of only a handful of states that banned surcharges on credit card transactions. In 2021, Governor Jared Polis lifted this ban and signed a new law which permits surcharges and details how they should be implemented. The law officially takes effect July 1 of this year. Knowing what to expect will help both business owners and customers adapt more smoothly.

barista accepting apple pay at payment terminal
Merchant Services

Are You Paying Too Much for Merchant Services?

The ability to accept electronic payments, especially credit and debit cards, is essential for most contemporary businesses. These payments are convenient and secure, and allow both the company and customer to keep instant track of financing through online maintenance.  They also cost the business owner. While they are almost always worth it, many businesses may wonder if they are paying too much for merchant services.

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